1. AGREEMENT TO TERMS

These Terms of Service (“Terms”) govern your use of products and services provided by Life Initiative Technologies, doing business as INIVIV (“Company,” “we,” “our,” or “us”). By accessing or using our services, you agree to be bound by these Terms.

2. DESCRIPTION OF SERVICES

Life Initiative Technologies provides technology products and services including but not limited to:

• Subscription Software: Federal legal monitoring, news aggregation, and intelligence platforms
• Automation Services: Custom software development, WordPress consulting, system integration
• Content Publishing: News content, analysis, and information services
• Digital Products: Software applications, APIs, and digital tools
• Physical Products: Consumer goods, technology products, and related accessories
• Professional Services: Consulting, implementation, and support services

3. ACCOUNT REGISTRATION

3.1 Account Creation

• You must provide accurate and complete information
• You are responsible for maintaining account security
• One person or entity per account unless authorized
• You must be 18+ or have parental consent

3.2 Account Responsibilities

• Keep login credentials secure and confidential
• Notify us immediately of unauthorized access
• You are liable for all activities under your account
• Maintain current contact and billing information

4. ACCEPTABLE USE POLICY

4.1 Permitted Uses

You may use our services for lawful business and personal purposes in accordance with these Terms.

4.2 Prohibited Activities

You agree NOT to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful, offensive, or illegal content
• Attempt to gain unauthorized access to our systems
• Reverse engineer or copy our software
• Use automated scripts or bots without permission
• Interfere with service operation or other users
• Resell or redistribute our services without authorization
• Use services for competitive analysis or benchmarking

5. SUBSCRIPTION SERVICES

5.1 Billing and Payment

• Subscription fees are billed in advance on a recurring basis
• Payments are processed through third-party providers (e.g., Stripe)
• All fees are non-refundable except as required by law
• We may change pricing with 30 days notice

5.2 Cancellation

• You may cancel your subscription at any time
• Cancellation takes effect at the end of the current billing period
• No refunds for partial periods
• We may suspend or terminate accounts for non-payment

5.3 Free Trials and Promotions

• Free trials automatically convert to paid subscriptions
• Cancel before trial ends to avoid charges
• One free trial per customer unless otherwise specified
• Promotional terms may vary and will be clearly stated

6. INTELLECTUAL PROPERTY

6.1 Our Rights

We retain all rights, title, and interest in our services, including:

• Software, algorithms, and technology
• Trademarks, logos, and branding
• Content, data, and aggregated information
• Documentation and support materials

6.2 Your Rights

• You retain ownership of content you submit
• You grant us license to use your content for service delivery
• You may export your data subject to format limitations

6.3 Third-Party Content

Our services may include content from government sources, news feeds, and other third parties. We do not claim ownership of such content and use is subject to applicable terms and fair use principles.

7. DATA AND PRIVACY

Your privacy is governed by our Privacy Policy, which is incorporated by reference into these Terms. By using our services, you consent to the collection, use, and sharing of information as described in our Privacy Policy.

8. SERVICE AVAILABILITY

8.1 Service Levels

• We strive for high availability but do not guarantee 100% uptime
• Scheduled maintenance will be announced when possible
• Emergency maintenance may occur without notice

8.2 Support

• Support is provided via email and available channels
• Response times vary by subscription tier
• Support is provided in English during business hours

9. DISCLAIMERS

9.1 No Warranty

We disclaim all warranties including:

• Merchantability and fitness for particular purpose
• Accuracy, completeness, or reliability of content
• Uninterrupted or error-free operation
• Security or freedom from harmful components

9.2 Information Disclaimer

Our services provide information for informational purposes only. This is not legal, financial, or professional advice. Always consult qualified professionals for specific guidance.

10. LIMITATION OF LIABILITY

10.1 Excluded Damages

We are not liable for indirect, incidental, special, consequential, or punitive damages, including:

• Lost profits or revenue
• Business interruption
• Data loss or corruption
• Cost of replacement services

11. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless from claims arising from:

• Your use of our services
• Violation of these Terms
• Violation of third-party rights
• Content you submit or share

12. TERMINATION

12.1 By You

• Cancel subscriptions through account settings
• Delete account by contacting support
• Effect at end of current billing period

12.2 By Us

We may suspend or terminate accounts for:

• Terms of Service violations
• Non-payment of fees
• Illegal or harmful activity
• Extended inactivity

12.3 Effect of Termination

• Access to services will cease
• Data may be deleted after reasonable notice
• Accrued fees remain due and payable
• Survival of applicable provisions

13. MODIFICATIONS

We may modify these Terms at any time. Material changes will be communicated via:

• Email notification
• Website announcement
• In-app notification

Continued use after notification constitutes acceptance of modified Terms.

14. GOVERNING LAW

These Terms are governed by New York state law, excluding conflict of law principles. You agree to the exclusive jurisdiction of New York courts for any legal proceedings.

15. DISPUTE RESOLUTION

15.1 Mandatory Arbitration

15.2 Class Action Waiver

You waive the right to participate in class actions, collective proceedings, or representative actions except where prohibited by law.

15.3 Exceptions

The following may be brought in court:

• Small claims court matters
• Intellectual property disputes
• Injunctive relief requests

16. GENERAL PROVISIONS

16.1 Entire Agreement

These Terms, together with our Privacy Policy and any service-specific terms, constitute the entire agreement between you and us.

16.2 Severability

If any provision is found unenforceable, the remaining provisions remain in full effect.

16.3 Assignment

We may assign these Terms without consent. You may not assign your rights or obligations.

16.4 Force Majeure

We are not liable for delays or failures due to circumstances beyond our reasonable control.

17. CONTACT INFORMATION